Finances, Greenhouse Staging and Jobs, Jobs, Jobs

Well I’ve gone and done it. After three or more years of waiting for Rich to have the time and inclination to build my greenhouse staging, I bit the bullet and ordered some online, just to get me started. It’s three tier staging – 4ft long and 2ft wide and about a third of the total staging I need, but it’s all I can afford (well, I can’t even afford that at the moment) right now. But hey ho, when needs must. And I really really need it this year to get me growing properly. I didn’t want to fill up our conservatory with seedlings that get zapped in the intense heat in there.

So there. It’s a UK company, and it should arrive early next week. And I can do a little bit of rejoicing.

But back to business. And I kind of mean, literally business. If you remember, one of my resolutions that I made earlier this year was to tackle my debt. A lot of this is credit card debt, the sum of which is a result of irresponsible spending, lack of income and more stupidity, a means to an end when at uni and unable to work due to crippleness from working hours on computers (long-time readers will understand the problems I’ve had), all spread over 10+ years of trying to make my way in the world. It’s a horrible big black hole that sucks your earnings, but it’s mostly my fault (although I will lay a little blame on credit card companies that up their APR by 10% with little warning) and it’s just the (heavy) price I have to pay for relying on credit for so long.

I’ve made a spreadsheet of the balance of what I owe on each card, what I’m paying each month, when it’s paid and the interest I’m paying. I managed to switch one card onto a 0% interest card which will help hugely. I’m determined to beat this debt. Thing is, it’s really hard when I’m simultaneously saving up for next year’s tax bill. But there we are, I can’t complain really. It’s my own doing and I’ll just have to live with it until it’s paid off.

In the meantime, my spending is under much tighter control. I’ve never been particularly good with money. I tend to forget how much I’ve spent and then bury my head in the sand and deal with it later. But as I’ve got older, wiser, or just more world-weary I’ve come to realise that this strategy is, of course, a lot of pants and that I need to be much more organised. So I’m reigning in the spending and although Rich and I still have to live a little, things like non-essential clothes and books (waahhh!) and wotnot are on hold. Or at least, I have to work out if I can really really really afford them.

OK, so the greenhouse staging cost me over £80, plus delivery. But I reckon that’s an investment – it’ll last for years (hopefully), I’ll be able to use it to grow my food, and maybe if I sell a few plants out the front, even make a little money back on it. I’ve been seriously fed up with losing plants because the growing conditions in the conservatory aren’t right and I feel like it would be stupid to go yet another year making the same mistakes and getting the same results.

But that’s enough bleating about my finances. I’ve got a LOT of work to be getting on with in the Smallest Smallholding. I only just got around to pruning my Autumn fruiting Polka raspberries (although, last year they fruited for MONTHS on end, fantastic!) under the direction of my mother. It’s good to learn from books but nothing beats practical demonstration. I still have a big buddleia to prune back, and the trees… oh the trees… I think we’ve missed the boat this year on getting them pruned but I might just chance it. The sycamore is a beast and I’ve been posting on the Self-Sufficientish forum for some advice. Seems they’re virtually indestructible so we might give it a go, and then perhaps if it dies plant something a little less thuggish in its place. Birch, maybe.

This weekend I have got to get a few things sown – leeks and more garlic mainly. Between us, Mum and I have a ridiculous amount of seed as we have a penchant for going mental when there’s 50% off. Growing space is definitely going to be a challenge this year but I’ve decided that the flower borders can give way to some veg. I think I may have to get some special growing bags or large pots to house garlic, onions, potatoes and the like. I’m going to get a couple of straw bales in for tomatoes and squash, and then of course there’s the hanging baskets for strawberries and more tomatoes.

Geesh, I’m excited about it all. But still slightly “ARGH!!!” because after a wander around the garden and plots yesterday it’s dawning on me how much I have to do; especially since we’ve vowed to get the overgrown wasteland at the bottom of the garden (where the soil is virtually sand-like) turned into a Mediterranean bee/butterfly/insect-friendly eating area. And then there’s the house.

But you know, I’ll just keep rolling with it and do what I can do. It’s not a competition. And I have my permaculture book to re-read. After all, the Smallest Smallholding is going to be under management, not a dictatorship!

Clearing, weeding, planting, mulching, sowing, clearing, weeding, clearing, clearing, clearing is what’s on the agenda for the next month or so. Spring is definitely on its way, although the wind still bites and I’m not out of my thermal vest just yet. But the crocuses are up, the daffodils are looking promising and everywhere I see buds. Buds!

It feels like it’s been a long slog of a winter, but I’m just as prepared for a long slog of a growing season. But I mean that in a good way!

I turned 28 and then it was 2011

Happy New Year!

I’m well aware that blog-wise, December was a washout for me. As you may or may not have read in my last blog post, I spent the majority of December either being too stressed or too ill to do anything interesting or Smallest Smallholding-related. It felt as if my laptop had become a permanent fixture, an extension of my eyes, arms and hands… in a way, being horribly ill with ‘flu probably gave me a much-needed prolonged break and saved me from becoming pixelated or something.

I’m *still* not back to full health. I think it’ll take at least another couple of weeks. It really knocked me for six and left me with a lethargic legacy. Friday – New Year’s Eve – was my 28th birthday and I started the day with a bath, followed by a trip to my doctor. I’d been getting waves of nausea, had no appetite, was coughing a LOT and at that time was still prone to flagging after only being up and about for a couple of hours. He assured me I’d had ‘flu, that it could be a couple of days or a couple of weeks before I’d be fighting fit and just said to ride it out, rest up and look after myself. Needless to say, the rest of my birthday was quiet. I went over to see my Mum, Dad was working, sister was ill, my aunt dropped by and I think everyone else was either busy or preoccupied with NYE. Such is life.

I did get some lovely gifts. Hunter wellies, no less. They make me feel VERY posh, and I’m really happy to have wellies that will last me a very very long time. I also have some seeds to sow, a new pair of secateurs, lots of new pairs of gardening gloves, bubble baths, thermal socks, a new bag, earrings, a new hairdryer (my ancient one was sparking and frying my head) and just lots of lovely little bits and pieces that I’d never allow myself the guilty pleasure of buying otherwise.

Rich and I didn’t even realise that new year had arrived. We were curled up on the sofa watching a DVD, and only realised that the clock in our lounge is slow by at least 5 minutes as the fireworks started going off well before what we thought was midnight. I’m not bothered. It’s almost like a sigh of relief when the year is over, especially when we’ve managed to avoid major disasters or tragedies. I think the couple of years leading up to Nannie’s death really scarred me in that way. I hope one day I’ll have that slightly sad feeling that a great year is over, rather than that relieved feeling. Still, I remain hopeful. I like New Year. Although I still harbour that feeling as if I’m bracing myself for impending disasters, it’s not as strong as it used to be, and I do feel that the coming year will be a year of change, and of good things.

I was looking back at last year’s ‘new year’ post. I do like making resolutions because I like to challenge myself to improve, to progress and to achieve. Here’s what I wrote last year, and my succinct assessment of each resolution:

2010 Resolutions – Smallest Smallholding

1. Grow loads more onions. Er. I grew more but didn’t get to eat as many as I wanted thanks to rot. I’ll go with a partial success.

2. Get better at composting, feeding and sustaining my crops this year. I WAS RUBBISH AT THIS. Fail. Try again this year.

3. Plant more sunflowers. Success, although they still bent in the windy weather.

4. Plant a nectar bank. Fail. Definitely want to concentrate on getting this done this year.

5. Add to my woodland gardens. Success. Partially. Could do better, although there were improvements.

6. Use my greenhouse to its full potential. FAIL, FAIL, FAIL. 2011 is the year of my greenhouse. Staging, repairs, cleaning… it’s all going on this spring.

7. Have an outside eating area. FAIL. We did make some inroads with this but nowhere near enough. Another project for the summer. I’m going to be one busy bunny.

8. Dig an asparagus bed. Roaring success. Rich did this. His asparagus are growing wonderfully well, but I do point out to him in slightly envious tones that although he does very well, he only looks after his asparagus. I do everything else with varying degrees of success.

9. Grow veg in hanging baskets. Fail. Again, time/organisation issue.

10. Grow a variety of food that I will actually eat. Partial failure, I’d say. Blackfly, lack of organisation and stupidity didn’t see me make the most of what I had. We’ll try again. I will nail it. Eventually.

2010 Resolutions – Non-Smallest Smallholding

1. Learn to relax. Partial success. Getting there. Learning to deal with life stuff is a long process.

2. Explore Britain. Partial success. Last year I went to Wales twice (Cardiff, and the Llyn Peninsula), Edinburgh (again), Cork in Ireland (non-UK, but still exploration). Would like to explore the western side of the UK more – Welsh borders, south west and maybe south coast.

3. More autonomy. Hell, yes! During 2009 and the beginning of 2010 I was pretty miserable. But I decided to change things, and I think I’m getting the balance right. I still need to work harder, improve my skills and focus more this year. But I think we’re getting there.

4. LOSE WEIGHT. SUCCESS! This summer I really started to get trim. Although, I did start piling it on again in the winter. But this ‘flu saw me lose almost 3/4 stone, and I’m going to be very careful to not put it back on. I don’t need to.

5. More self sufficiency! Hmmm. Fail, sadly. 2011 is going to be expensive all round – rising prices, VAT, etc etc. Self sufficiency is one way to bypass the extra expense in the long run.

6. Write more and Blog more. Ummm. No, fail I think. I have several projects lined up for 2011 though, so I imagine I’ll be scribbling and tip-tapping away this year.

7. Eat more greens. Fail. I need to eat more green stuff.

8. Bake more. Fail. I need to set aside time. I do enjoy it.

9. Walk more. Success! Not only did I walk more, but I ran. Spring/summer was great. I was running 5ks. I was proud of myself. I’m going to do it again, and even better in 2011.

10. Books! Partial success. Recommendations are always welcome.

So there you have it. A mixed bag if ever there was one, but I did make some important changes last year, most notably running, my job and my general attitude.

I don’t think I’ll have so many resolutions this year. For sanity’s sake I’ll try and keep this one a bit shorter:

2011 RESOLUTIONS

1. Take up running again and try to enter a charity 5k.

2. Be careful and considerate about what I grow, and try to use everything that I manage to harvest.

3. Get my greenhouse up and running, and use it to its full potential.

4. Plant lots of wildlife-friendly flowers.

5. Don’t stress when it all grows out of control. Do what you can, when you can.

6. Write some more magazine articles. Get them published.

7. Take time out with Rich to visit new places and have new experiences.

8. Get my finances under control. Wipe out as much debt as possible and get out of my overdraft.

9. Get some of the house renovations finished.

10. Spend at least one or two days a week away from the computer – give yourself more time to get those Smallest Smallholding projects finished (e.g. eating area, herb beds, finish fencing, nectar bank).

There you are. Pretty simple. Bring it on 2011. But please – be kind to me!